Our Team

“We offer financial solutions and security through
honesty, integrity and service.”

Welcome To APWM


Justin E. Garrison, Jr. (“Gary”), President and Founder, Author


Justin E. (Gary) Garrison, Jr., is a well-known financial educator in the central Arkansas area. Over the years, Gary has counseled thousands of Arkansas seniors. Retirees from many major employers, including AT&T, Baptist Health, Farmers Insurance Group, Entergy, the VA Medical Center, and the Arkansas public schools system, have consulted with him to find ways to preserve their capital, increase their income and more profitably organize their investments. His specialty is assisting those approaching or now in retirement financially prepare for and enjoy their retirement years.

Gary is a graduate of Louisiana Tech with a degree in finance and has been in the financial services business for over 25 years. He is President and Founder of Asset Protection Group, LLC, which is a Little Rock, AR, based insurance firm which specializes in annuities, long-term care, and life insurance. He is also the President and Founder of Asset Protection Wealth Management, LLC, a Little Rock, AR, based Registered Investment Advisory firm which specializes in fixed income portfolios, managed mutual funds, exchange traded funds, separately managed accounts, and tax planning. Gary is an Investment Advisor Representative registered with the Arkansas Securities Department.

Mary Ann Calhoun, Office Manager


As Office Manager, Mary Ann works closely with Gary and meticulously oversees all aspects of the office.  She joined APWM after over 8 rewarding years at a large CPA firm (Vawter, Gammon, Norris & Co.) in Memphis, Tennessee, bringing with her a wealth of knowledge! She manages all daily operations, both in office and through social media and marketing. She has a positive attitude and strives to continually exceed the expectations of our valued clients and the APWM team! She loves visiting with clients in the office and meeting potential clients at our events! Mary Ann lives in Little Rock with her husband and two beloved lab-mix rescues, Buddy and Duke.

Amber Howell, Administrator, Event Coordinator


Amber joined the Asset Protection Wealth Management team as the Administrator and Event Coordinator.  She schedules and prepares for all appointments and assists Mary Ann in holding seminars, nonprofit events and client appreciation events that are held throughout the year.  She comes from a background of nine years in the medical field and prides herself with accomplishments in nursing, dental and billing and coding.  She thrives in the steady, fast paced work environment and is a bright, enthusiastic addition to our growing team.  Amber lives in Cabot, AR and loves spending time outside of work with her family, especially her two young daughters.